We work with you on a personal level to determine the best solutions for your unique needs, then leverage our seasoned expertise to achieve the best possible results.


We are your trusted partner in success. Our firm is large enough to offer a full range of professional services at a fair price, but small enough to give you the individual attention that you deserve.


Rest assured that when a need arises, our firm is ready and capable to handle everything for you so you can focus on what matters most to you.

Staff Profiles

Jean Zhao, CPA, MBA, is a Tax Partner in Moneywise Tax, CPA, P.C. firm specializing in the areas of individual, small business, and international taxation. Her practice focuses on providing personalized financial and tax guidance to high net worth individuals and small business owners. 

She also provides services for individuals who are located outside the U.S. with their U.S. and international tax matters and includes both tax planning as well as annual tax compliance. She has extensive experience with filing delinquent returns under the IRS Streamlined procedure, FBARs, FATCA reporting (Form 8938), reporting interests in foreign corporations (Form 5471) and partnerships (Form 8865) as well as foreign trust reporting (Form 3520 and Form 3520/A). Jean also speaks fluent Chinese Mandarin. 

She held a bachelor’s degree in Economics and a Master’s degree in Accounting and a Master’s Degree in Business Administration from the University of Colorado. She is a CPA licensed in the State of Colorado.

In her free time, she enjoys reading, cooking, playing cards with her friends, and watching her kids compete in sports activities. She has a deep interest in the local community and fully supports local youth sports clubs.


Cindy Ritter, CPA, has over 34 years of experience in preparing corporate and personal tax returns.  She primarily works with individuals and small business owners. She has helped clients through the start-up phase of a business to the sale and retirement phase. She also works with Quickbooks and helps clients with their bookkeeping questions and year-end adjustments.   

Cindy is a member of the American Institute of Certified Public Accountants and the Colorado Society of CPA’s.



Eben Mai has spent over 19 years in the financial services industry working at various banks and money management firms handling all aspects of investment operations. In 2018 he decided to move away from the corporate world to start his own bookkeeping and office administration business.  He enjoys working with business owners and helping them with all aspects of their bookkeeping needs as well as developing processes to help streamline their financial and back office operations. He holds a BS in Finance from the University of Colorado at Boulder. 

Outside of work, you can find him on the tennis courts or spending time with his wife and two daughters.  


Mandy Liu with over a decade of experience in real estate in Melbourne, Australia, she has developed an excellent track record of project sales across Asia and Australia.

Former Sales Director in Ivy Real Estate, Melbourne and Licensed Estate Agent in Victoria, Australia. Mandy specializes in the area of off-the-plan projects and new developments. She received the reward of “Project Champion Queens Place”. Queens Place Apartment is an Icon high-rise building in Melbourne Inner City. With over 120 Million of sales within 10 months, it showed the strong and outstanding performance of her highly-praised team.

Fluent in Mandarin and English, Mandy is a self-motivated and result-driven sales director skilled in the operation and management. As the Sales Director of Ivy Real Estate head office and Branch Manager in Elizabeth St Branch, she is proud to lead a team of trusted advisors with solid market knowledge.

She held a Bachelor of Engineering in Computer Science and a Master’s degree in Biomedical Engineering from Huazhong University of Science and Technology.

She moved to Colorado with her family in January 2018. In her free time, she loves traveling, yoga and reading. She also enjoys exploring stylish coffee shops and delicious food with her family and friends.